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Pound Foolish: Exposing the Dark Side of the Personal Finance Industry Subclass Code_3CG They twinkle when it's darkIf you've ever bought a personal finance book, watched a TV show about stock picking, listened to a radio show about getting out of debt, or attended a seminar to help you plan for your retirement, you've probably heard some version of these quotes: What's keeping you from being rich? In most cases, it is simply a lack of belief. SUZE ORMAN, The Courage to Be Rich Are you latte ing away your financial future? DAVID BACH, Smart Women Finish Rich I know